RallyEngine

Best Accounting & Invoicing Software for Small Business

8 Accounting & invoicing tools ranked by verified entry price, cheapest first. Every price comes from the company’s official pricing page (latest check October 9, 2026). The lowest listed price is Invoice Ninja at $11.67 per month.

  1. Invoice Ninja

    Ninja Pro: $11.67 per month · billed annually

    Best for: Freelancers and small businesses sending invoices and taking payments.

  2. Zoho Books

    Standard: $15 per organization/month · billed annually

    Best for: Small businesses organizing transactions, accounts and reports.

  3. Wave

    Pro: $19 per month · billed monthly

    Best for: Small businesses wanting polished invoicing and auto-imported bank transactions.

  4. Puzzle

    Starter: $24 per month · billed annually

    Best for: Startups setting up their first books.

  5. Xero

    Early: $27 per month · billed monthly

    Best for: Small businesses tracking cash flow with accounting essentials.

  6. HoneyBook

    Starter: $29 per month · billed yearly

    Best for: Service businesses managing clients, invoices and payments.

  7. QuickBooks Simple Start

    Simple Start: $38 per mo · billed monthly

    Best for: Solopreneurs starting QuickBooks Online Simple Start at list price.

  8. QuickBooks Essentials

    Essentials: $85 per mo · billed monthly

    Best for: Small businesses tracking performance on QuickBooks Essentials.

Ranking is by the entry price we verified, not by features or commissions. Units differ between some tools (per user vs per account), so check the unit line under each price. Higher plans are available for every tool.