Best Accounting & Invoicing Software for Small Business
8 Accounting & invoicing tools ranked by verified entry price, cheapest first. Every price comes from the company’s official pricing page (latest check October 9, 2026). The lowest listed price is Invoice Ninja at $11.67 per month.
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Invoice Ninja
Ninja Pro: $11.67 per month · billed annually
Best for: Freelancers and small businesses sending invoices and taking payments.
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Zoho Books
Standard: $15 per organization/month · billed annually
Best for: Small businesses organizing transactions, accounts and reports.
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Wave
Pro: $19 per month · billed monthly
Best for: Small businesses wanting polished invoicing and auto-imported bank transactions.
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Puzzle
Starter: $24 per month · billed annually
Best for: Startups setting up their first books.
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Xero
Early: $27 per month · billed monthly
Best for: Small businesses tracking cash flow with accounting essentials.
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HoneyBook
Starter: $29 per month · billed yearly
Best for: Service businesses managing clients, invoices and payments.
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QuickBooks Simple Start
Simple Start: $38 per mo · billed monthly
Best for: Solopreneurs starting QuickBooks Online Simple Start at list price.
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QuickBooks Essentials
Essentials: $85 per mo · billed monthly
Best for: Small businesses tracking performance on QuickBooks Essentials.
Ranking is by the entry price we verified, not by features or commissions. Units differ between some tools (per user vs per account), so check the unit line under each price. Higher plans are available for every tool.